DECIDING TO SAVE MONEY AND BE DEBT FREE – ONCE AND FOR ALL WAS THE BEST DECISION WE EVER MADE.
Maybe some of this sounds familiar to you…
Before deciding to become FINANCIALLY INDEPENDENT we were:
- Carrying almost $1,ooo,ooo.oo in debt
- Drowning with six-figure student loan debt
- Living pay-check to pay-check
- Making really good money – but had nothing to show for it
- Close to ZERO in retirement saved
- No way to help our children attend college
- AFRAID of our financial future and the legacy we were going to leave our children
You see those sweet babies pictured below? They DESERVED better!
Then, just like you have today, we made the life-changing decision. We were going to re-write the ending of our story. We would become FINANCIALLY INDEPENDENT before we turned 55!
Let me tell you a little more about Curtis and I. We are Gen-Xer’s in our late forties. Married over 23 years and we have six children. Our family of four exploded to a family of 8 several years ago when we decided to trust God and say yes to a plan we never envisioned for ourselves.
Our boys are our WHY. And it is because of them that we have mercilessly tackled our goal to become Financially Independent. Below is what we have been able to accomplish so far:
A little bit about me…. Sometimes blogger * Habitual Facebooker and Instagrammer * Momma to 2 Bigs and 4 Littles * Real Estate Hustler *Recovering lawyer * Married for over of half my life to the most patient man in the world * He loves me and all my shades of crazy — and for that he deserves the biggest and gaudiest mirror globe trophy * Jesus Girl Feminist * Lover of all God’s people and His Creation * Total
Our overall debt has been reduced by about $650,000.00!
We now live on one income for the first time in our lives. I am able to stay home to be more available to the special needs in our family.
I was able to retire my law practice in late 2018.
We increased our savings rate to 29% (from about 5-7%).
We reduced our monthly expenses by $9,931.00 since July of 2018.
We began real estate investing and will see a positive cash flow of approximately $1100.00 a month from real estate investments.
We are consumer debt free – all that remains are our student loans.
But, our goal here today is to not talk about us. It is to help YOU.
We want to help you become Financially Independent.
To be DEBT FREE.
To SAVE MORE.
To SPEND LESS.
and to INCREASE YOUR INCOME, so that you can live LARGE on less.
We want you to live joyful and full lives – not burdened by the worry of money. We want you to find the same HOPE that we found just a few years ago.
Then BEST WAY to begin is to take action. To get your head out of the sand and start from the beginning.
We have worked hard to replicate our steps and have put it into a FREE – no-obligation course. The 7-Step Money Foundations Course is your first step on your journey to FINANCIAL INDEPENDENCE.
Now, you have the tools….it is up to you to take ACTION. Goals without action are wishes. Don’t wish for your circumstances to change – you are in charge of making a change.
We want to set you up for success. We have found the VERY BEST way to succeed on FINANCIAL INDEPENDENCE journey is with support.
You can do that by joining our private Facebook Group. It is a safe – no judgment zone to ask questions and get encouragement.
You can also email Curtis or I anytime at firstname.lastname@example.org.
Love and prosperity to you and yours!
Wendy and Curtis
GET TO WORK!
Want to hear more of our story? We’ve been featured on the following podcasts and news articles.
WHAT’S UP NEXT PODCAST:
AFFORD ANYTHING PODCAST:
FAMILY MONEY COACH:
SPARK JOY PODCAST: