How We Cut $4,000.00 From Our Budget in One Year

How We Cut $4,000.00 From Our Budget in One Year

  In 2017, we had finally had enough living paycheck to paycheck and we decided to get serious and cut over $4,000.00 from our monthly budget.   When we first discovered the FIRE Movement, Financial Independence Retire Early, we were a mess.  We were making...
Second Quarter Side-Hustle Income Report

Second Quarter Side-Hustle Income Report

  You have made all the cuts you can make to your budget – now what? When that happens – you’ve got to figure out ways to increase your income.    You can do that by increasing your hours at work, but extra hours are not always an option.  Okay….Plan...
Leaving the Home We Love to Reach Financial Independence

Leaving the Home We Love to Reach Financial Independence

  I LOVE my house.  I know, it’s a not a person and it seems silly to love a thing.  But I do. This house is the second home we have owned and the only one we have poured our hearts and souls into.  It is the first house we bought with our children in mind.  Our...

10 Moments To Celebrate When You Start a New Podcast

When Wendy and I launched our podcast in 2018, we were complete newbies to podcasting. Not only were we new to the medium, but we were also new to each other – only having met virtually in a Facebook Group earlier that year. The only way we were going to reach...

Debt Shame – Shining a Light on Hidden Debt

A huge component of Financial Independence is becoming Debt Free.  When Timika and I counsel that FI is for everyone, we sincerely mean that!  Even if you currently have debt.  Both of us have either paid off significant amounts of debt, or are in the...

Christmas Debt and the January Blues

This post originally made to Wendy’s site GirlFIday.  Both Wendy and Timika, with nine kids between them, understand the need for keeping holiday expenses under control.  To that end, both of their families have begun using the 4-Gift Challenge as a way to keep...

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