Debt Shame – Shining a Light on Hidden Debt

A huge component of Financial Independence is becoming Debt Free.  When Timika and I counsel that FI is for everyone, we sincerely mean that!  Even if you currently have debt.  Both of us have either paid off significant amounts of debt, or are in the...

Christmas Debt and the January Blues

This post originally made to Wendy’s site GirlFIday.  Both Wendy and Timika, with nine kids between them, understand the need for keeping holiday expenses under control.  To that end, both of their families have begun using the 4-Gift Challenge as a way to keep...

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